Loan Product

Loan Against Property

Unlock the value locked in your property.

Acquire high-value funds by mortgaging your residential, commercial, or industrial property while continuing to occupy it.

9.00% – 11.50% p.a.Up to 15 years
Loan Against Property
Loans up to ₹10 Cr
Tenure up to 15 years
Self-occupied or rented properties accepted

Available variants

Choose the option that best fits your goal.

Residential Property LAP

Mortgage your residential house or flat.

Commercial Property LAP

Mortgage offices, retail shops, or warehouses for capital.

Benefits

  • Lower interest rates than unsecured loans
  • High loan-to-value ratio (LTV)
  • Flexible overdraft facilities

Eligibility

  • Age 25–70 years
  • Property must have clear and marketable title
  • Regular income stream

Documents Required

  • Aadhaar card
  • PAN card
  • Recent passport-size photograph
  • Address proof (utility bill / rent agreement)
  • Latest 6 months bank statement
  • Original property title deeds & chain documents
  • Income proof / ITR (2 years)

Available Through Our Trusted Lending Partners

Official partnership channels for fast processing & lower rates.

SBI
SBI
HDFC BANK
HDFC Bank
ICICI BANK
ICICI Bank
AXIS BANK
Axis Bank
TATA CAPITAL
Tata Capital
BAJAJ FINSERV
Bajaj Finserv
ADITYA BIRLA
Aditya Birla Capital
KOTAK BANK
Kotak Mahindra Bank
PNB HOUSING
PNB Housing Finance
LIC HOUSING
LIC Housing Finance

* Loan approval, interest rates, and eligibility are determined by the respective financial institution.

EMI Calculator

Plan your monthly outgo before you apply.

₹25,00,000
9.00%
20 yrs
Monthly EMI
₹22,495
Total Interest
₹28,98,780
Total Payable
₹53,98,780

Indicative EMI based on the selected inputs; actual approval and pricing depend on lender policy.

Frequently Asked Questions

Ready to move forward?

Submit your application in less than 3 minutes.

Demo Showcase Switcher