Loan Product

Education Loan

Invest in higher education goals.

Support higher education expenses including tuition, hostel fees, books, and travel — in India or abroad.

8.60% – 12.00% p.a.Up to 15 years
Education Loan
Loans up to ₹1.5 Cr for studies abroad
Moratorium during course + 6 months
No margin up to ₹4 L

Available variants

Choose the option that best fits your goal.

Domestic Education Loan

Fund courses at recognized Indian universities.

Overseas Education Loan

Cover tuition, living expenses, and travel tickets abroad.

Benefits

  • Interest subsidy for eligible students
  • Tax benefit under Section 80E
  • Comprehensive coverage of study cost

Eligibility

  • Indian resident
  • Confirmed admission in recognized institution
  • Parent/guardian as co-applicant

Documents Required

  • Aadhaar card
  • PAN card
  • Recent passport-size photograph
  • Address proof (utility bill / rent agreement)
  • Latest 6 months bank statement
  • Admission letter
  • Fee structure breakdown
  • Academic records

Available Through Our Trusted Lending Partners

Official partnership channels for fast processing & lower rates.

SBI
SBI
HDFC BANK
HDFC Bank
ICICI BANK
ICICI Bank
AXIS BANK
Axis Bank
CANARA BANK
Canara Bank
BOB
Bank of Baroda
PNB
Punjab National Bank
UNION BANK
Union Bank

* Loan approval, interest rates, and eligibility are determined by the respective financial institution.

EMI Calculator

Plan your monthly outgo before you apply.

₹25,00,000
8.60%
20 yrs
Monthly EMI
₹21,856
Total Interest
₹27,45,434
Total Payable
₹52,45,434

Indicative EMI based on the selected inputs; actual approval and pricing depend on lender policy.

Frequently Asked Questions

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